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MTN vs Telecel: Which Fixed Broadband Bundle Gives You More Value in Ghana?
As internet access becomes increasingly central to work, education, and entertainment in Ghana, broadband pricing and value are now under greater public scrutiny. Two of the largest telecom providers: MTN Ghana and Telecel Ghana offer flexible broadband bundle plans based on how much you’re willing to spend. But which provider gives you more data for your money? MTN and Telecel Broadband Package Comparison Data-Driven Insights : The visual from Finex Insights offers a direc
bernard boateng
May 30, 20252 min read


From Crisis to Comeback: Ghana’s Economy Shines with Gold, Strong Cedi & Soaring Bank Stocks
Ghana’s economic story in 2025 is one of resilience, strategy, and resurgence. From a dramatic rebound in gold production to a surging...
bernard boateng
May 30, 20253 min read


Cedi’s Comeback Ignites Market Moves, Price Debates, and Healthcare Crisis Threats
As the Ghana cedi strengthens, businesses adjust, investors rejoice, and over 128,000 nurses and midwives prepare for a national strike....
bernard boateng
May 29, 20253 min read


Which Remittance Services Offer the Best Value for Ghanaian Recipients in 2025?
In 2025, remittances continue to be a critical financial lifeline for many households in Ghana. As diaspora communities send funds back home, the choice of remittance service directly affects how much recipients receive with differences large enough to fund basic necessities or pay off monthly bills. Comparing remittance services in Ghana A new comparative analysis by Finex Insights using rates from Cedirates.com as of May 29, 2025, shows substantial variations in what GHS a
bernard boateng
May 29, 20251 min read


Consumer Prices Shift, Cedi Holds Firm, Stocks Outperform — Here’s What to Know
Ghana's economy continues to display a blend of resilience and volatility, as highlighted in the latest edition of the Cedi Board® by...
bernard boateng
May 28, 20252 min read


How Much Are You Really Paying for Dollars? A Deep Dive into Ghanaian Banks’ USD Spreads
Currency exchange is one of the most frequently used financial services in Ghana—but how transparent and fair are the charges? A new analysis by Finex Insights reveals significant disparities in the spread (difference between buying and selling rates) of USD across Ghana’s top banks. USD FX Spread by Banks in Ghana Understanding the Spread The spread represents the margin banks place between the price at which they buy and sell foreign currency. It reflects transaction costs
bernard boateng
May 28, 20252 min read


Treasury bills overshoot, cocoa surges, and real estate returns impress
Introduction In this week’s Cedi Board edition from Finex Skills Hub, we explore the market dynamics shaping Ghana’s economy — from...
bernard boateng
May 27, 20254 min read


Ghana’s Cashless Road Tolls: A Leap Toward Digital Efficiency or a Bumpy Ride Ahead?
Ghana is poised to revolutionize its road toll collection system by introducing a cashless model that leverages the Ghana Card, mobile money (MoMo), and bank accounts. This initiative aims to enhance efficiency, reduce corruption, and align with the country's digitalization agenda. However, as with any significant policy shift, it presents both opportunities and challenges. Ghana's New Toll Booth System: Understanding the New System Under the proposed system, each vehicle wil
bernard boateng
May 26, 20253 min read


Drivers saying “no” to GPRTU fare cuts while the Cedi’s flexing hard.
Introduction In a week that continues to stir the pot of Ghana’s economic landscape, the Cedi Board from Finex Skills Hub provides an...
bernard boateng
May 26, 20252 min read


Ghana’s producer inflation falls to 18.5% in April. FX rate dips below GH¢12. But bread prices jump 71%!
Summary of Economic and Business News in Ghana May 22 2025 1. The Price Squeeze at Home Consumers are feeling the pinch. A 1.5L...
bernard boateng
May 22, 20252 min read


Maize and Gari prices surge! But electricals drop as cedi gains.
Ghana’s latest macroeconomic indicators reveal a tale of contrast — while the cedi edges up against the dollar, the cost of key local...
bernard boateng
May 21, 20251 min read


Power Wasted: Ghana’s Electricity Crisis Deepens as ECG Loses 32% of Power Purchased in 2024.
In 2024, Ghana’s Electricity Company of Ghana (ECG) hit a disturbing milestone: it lost 32% of all electricity it purchased. This means that for every 100 Ghana cedis spent on power, only 68 cedis’ worth reached consumers. The remaining 32 cedis—representing over 5,000 GWh—were lost either in transit or to theft, marking the highest loss rate since 2000. Electricity Company of Ghana Distribution Losses What’s Causing the Losses? These losses fall into two major categories: ⚠️
bernard boateng
May 21, 20252 min read


Africa's Most Fertile Countries
🤰 Where do women in Africa have the most children? Here's the 2023 ranking by average births per woman. #DataForDevelopment Fertility rate in Sub-Saharan Africa In 2023, the average woman in Somalia gave birth to over six children, the highest fertility rate on the African continent. Joining Somalia at the top of the fertility chart are Chad, Niger, DR Congo, and the Central African Republic—each with a total fertility rate (TFR) exceeding six children per woman. What Is the
bernard boateng
May 21, 20251 min read


Title: Ghana’s Alarming Food Waste Crisis — A Call for Urgent Action
Ghana is facing an invisible but urgent crisis: food waste. Each year, the country discards food worth GH₵762.32 billion — nearly $64 billion USD — representing over 45% of its total food production. This staggering figure surpasses the global average of 30% , raising critical questions about efficiency, sustainability, and food security. Ghana's Food Waste Crisis The culprits? A large share of the waste comes from restaurants and schools , which account for nearly 40% of
bernard boateng
May 13, 20251 min read


Debt-Free or Drowning? A Look at Africa’s Relationship with the IMF
In the ongoing financial journey of African nations, few institutions have played as visible a role as the International Monetary Fund (IMF). While the IMF often serves as a last resort lender, helping nations stabilize their economies during crises, the pattern of borrowing also reveals deeper structural issues—and a few exceptions worth studying. IMF and Africa. Top 5 IMF borrowers in Africa vs. the 3 nations that have stayed debt-free As of May 2025, only three African cou
bernard boateng
May 10, 20252 min read


Fraud Pulse 2024: Ghana's Financial Sector Faces a Surge in Forgery Risk
Ghana’s financial sector experienced a notable shift in fraud patterns in 2024, with data revealing a 5% rise in reported fraud cases from 15,865 in 2023 to 16,733 cases . The report, compiled from sector-wide disclosures, shows troubling new dynamics: Forgery has emerged as the single largest financial risk , accounting for GHS 53.5 million , up from just GHS 7.5 million in 2023 — a staggering 613% increase . While cash theft declined dramatically by 77% , dropping from GH
bernard boateng
May 7, 20252 min read


Gender Disparities in Ghana’s Credit Landscape: What 2023 Data Reveals
Introduction While women in Ghana secured the highest number of loans in 2023, the total value of these loans tells a vastly different story. According to data from Bank of Ghana's Financial Stability Review in 2023, men, despite receiving fewer loans, dominated the overall loan value—raising concerns about equitable access to high-value credit. Gender distribution of secured loans Loan Numbers vs. Loan Value In raw numbers, females secured 188,439 loans compared to 39,272
bernard boateng
May 5, 20251 min read


Ghana’s Gold Reserves Triple: A Strategic Move to Strengthen the Economy
April 28, 2025 | Finex Insights Ghana has made a decisive move to fortify its economic resilience by tripling its gold reserves over the past two years. According to the latest data from the Bank of Ghana, the country's gold holdings increased from 8.78 tons in May 2023 to an impressive 31.01 tons by March 2025. This surge is not accidental. It forms part of a broader strategy by the Bank of Ghana to strengthen the nation’s foreign reserves, reduce reliance on foreign currenc
bernard boateng
Apr 28, 20252 min read


Gasping for Care: The Urgent Case for ICU Bed Equity in Ghana
In 2019, Ghana—a country of over 30 million people—had only 149 ICU beds nationwide . This figure translates to just 0.5 ICU beds per 100,000 people , well below the global average of over 10 per 100,000. As the data shows, Ghana’s critical care infrastructure is not only inadequate but also alarmingly unequal. ICU Beds in Ghana A Stark Disparity in Access Out of the 149 beds available in 2019: 93 were located in Greater Accra , accounting for 62% of the total capacity. Yet
bernard boateng
Apr 25, 20252 min read


The Next Pope: Navigating the Crossroads of Tradition and Reform in the Catholic Church
The passing of Pope Francis on April 21, 2025, at the age of 88, has ushered the Catholic Church into a period of reflection and anticipation. As the faithful mourn the loss of a pontiff known for his humility and progressive vision, the College of Cardinals prepares for a conclave that will determine the Church's future direction. Pope Francis: A Legacy of Compassion and Reform Pope Francis, born Jorge Mario Bergoglio in Buenos Aires, Argentina, was the first Jesuit and th
bernard boateng
Apr 22, 20253 min read
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