Ghana in Numbers

If you feel like Ghanaian roads have become more dangerous lately, the numbers back you up. But the scariest part of the latest 2025 statistics isn't just that accidents are happening more often, it is that they have become far more deadly. According to provisional data from the National Road Safety Authority (NRSA) covering January to December 2025, the rate at which people are dying on our roads is rising almost two times faster  than the rate of the accidents themselves. H

2026 began with a bang for Ghanaian drivers.  What started as a competitive tussle between oil giants GOIL and Star Oil has spiraled into a full-blown price war. For the first time in a long while, we saw fuel prices drop to single digits, under GH¢10 per litre. The competition has gotten so fierce that GOIL, in a bid to win over drivers, has gone as far as serving free breakfast to customers at the pumps. With Star Oil leading the race in Cost Leadership, it's CEO dropped a

Across Ghana, getting water to flow consistently through household taps remains a major challenge. While some communities experience more severe shortages than others, the issue affects daily life nationwide. The situation is especially bad in the Accra-Tema Metropolitan Area (ATMA) . In a recent interview, the Managing Director of GWCL, Adam Mutawakilu , gave some eye-opening figures about the "bottleneck" in the capital. His data shows a massive gap between the water the ci

The dawn of January 16, 2026 , marked a historic turning point for Ghanaian consumers as petrol prices broke the "single-digit" barrier  for the first time in a long period. This milestone was reached when GOIL  slashed its petrol price to GH₵9.99  per litre at 150 selected stations, only to be undercut hours later by Star Oil , which dropped its rate to GH₵9.97  per litre. Driven by a 5.71% appreciation of the Ghana cedi  and falling international product prices, this shift

If you have stepped into the Kwame Nkrumah Circle, Madina, or Kaneshie terminals in the last few weeks, you’ve seen the same sight: hundreds of stranded passengers, long winding queues that don’t seem to move, and a palpable sense of desperation. In the middle of January 2026, Ghana is gripped by an acute transport crisis. Commuters are facing "artificial scarcity" as "trotro" drivers hoard vehicles to force unapproved fare hikes, and the state, the one entity supposed to pro

On January 12, 2026, the Governor of the Bank of Ghana (BoG), Dr. Johnson Pandit Asiama, sat before the Public Accounts Committee (PAC) to answer a question that has been dominating the airwaves: Where did the $214 million (GH₵2.6B) go? The session was intense. Lawmakers pressed for answers on reported "trading losses" within the national gold program, sparking a debate that goes beyond just accounting. Breaking down Ghana Gold Board's $214 M "Loss" Debate The Gatekeeper: Wh

Introduction Ghana has reached a pivotal moment in its economic recovery. Under the watchful eye of the International Monetary Fund (IMF), the government has recently concluded a $1.47 billion payment  aimed at settling legacy debts within the energy sector. But how did the "Gate of Africa" find itself in a billion-dollar "Take-or-Pay" trap? Breaking down Ghana's Legacy Energy Debt Settlement The Roots of the Crisis: From Dumsor to Debt Between 2012 and 2016, Ghana suffered

The Ghana Stock Exchange (GSE) had a historic year in 2025, solidifying its place as the second-best performing stock market in Africa . This has proven that local investments can outpace inflation and build real wealth. If you had GH₵1,000  sitting in a savings account at the start of 2025, you might be surprised to see what that money could have grown into by the end of the year. Based on data from the Ghana Stock Exchange, 2025 was a year of massive growth for several loca

After weeks of a strengthening Cedi and falling global oil prices, the "price reduction" we all hoped for has finally arrived. This morning, both GOIL and Star Oil made official announcements of major cuts at the pumps. GOIL Prices Today:  Petrol · ₵10.99  | Diesel · ₵11.96 Star Oil Prices Today:  Petrol · ₵10.56  | Diesel · ₵11.56 We at Finex Insights  looked back at the data from the past year, comparing the pump prices of Star Oil and GOIL. The infographic below illustrate

Introduction Cryptocurrency use in Ghana has grown steadily over the past decade, driven by mobile money adoption, cross-border payments, inflation concerns, and a digitally savvy youth population. Until recently, however, crypto activity operated largely in a regulatory grey zone. That is changing. Crypto in Ghana. What the new law means for you. In December 2025, Ghana passed the Virtual Asset Service Providers (VASPs) Bill , marking a major shift from informal usage to str

Ghana’s Constitutional Review Committee (CRC) has submitted a landmark set of proposals aimed at strengthening governance, accountability, democracy, and institutional independence. These recommendations, presented to the President, could significantly reshape how power is exercised and checked under the 1992 Constitution. This article explains the top 10 CRC recommendations we have sampled from the submitted report: Ghana's Constitution Review: Top 10 Recommendations 1. Exte

If you look at the Ghanaian economy from a distance, you see a bustling hive of activity. But when you zoom in on the numbers, a fascinating and slightly worrying paradox emerges. Data from the 2024 Integrated Business Establishment Survey (IBES) Volume 2  released by the Ghana Statistical Service, and the data tells a story. As illustrated in our latest infographic below, Micro and Small businesses are carrying the weight of the nation's workforce , yet they are barely scrat

Kpandai’s electoral history mirrors a broader political shift seen across parts of Ghana: the gradual erosion of dominant-party strongholds and the rise of competitive swing constituencies. From 2000 to 2024, voting data from the Electoral Commission of Ghana reveals how margins tightened, candidates evolved, and voter behavior shifted. The Battle for Kpandai 2000–2004: The Era of Dominance In the early years of the Fourth Republic, Kpandai was firmly in the grip of the NDC.

A Data Tribute to Ghana’s Enduring Music Legend Ghana has lost one of its greatest musical voices. Charles Kwadwo Fosu, known to generations as Daddy Lumba , passed away in July 2025 , bringing to a close a career that shaped the sound, language, and emotional texture of Ghanaian music for over three decades. This tribute tells his story the way Finex Insights does best, through numbers, milestones, and cultural impact . Life of Daddy Lumba (Charles Kwadwo Fosu) in Numbers A

Imagine paying for a full-sized pizza but opening the box to find only half a pizza inside. You’d feel cheated, right? According to a major World Bank report, available here , this is essentially what is happening with education in Ghana. The data reveals a shocking statistic: while a Ghanaian child is expected to spend 12.1 years  in school, they only walk away with 6 years' worth of actual learning . Economists call this "Learning-Adjusted Years of Schooling" (LAYS) . In si

Based on the latest PwC Ghana Banking Survey 2025 , the total deposit pool in Ghana's banking sector has surged to GHC266.73 billion . This represents a massive 32.2% increase from 2023. PwC 's survey is based on 20 participating banks out of the 23 licensed banks in Ghana . While the rankings, topped by EBG (14.3%)  and GCB (13.0%) , are grabbing headlines, a simple list doesn't tell the whole story. We've analyzed the data to find the three biggest insights you need to kn

The Ghana Health Service recently released data details the number of doctors posted by region versus the actual number that reported for duty. This gives a snapshot of where our newly qualified doctors are accepting to go and more importantly, where they are refusing to go. Below is a visualization of that data as of November 28, 2025, powered by Finex Insights. The Ghana Health Service posted a total of 463 medical officers  to various regions across the country. As the dea

As we stand on the threshold of December 2025, businesses across Ghana are gearing up for the busiest weeks of the year. While we cannot predict the future with 100% certainty, we can look to the immediate past for the most reliable roadmap we have: the 2024 Tourism Report . The data from last year provides a clear "Visitor Blueprint" :a profile of who came, how long they stayed, and what they spent. By analyzing the 2024 traveler, businesses can make intelligent, data-backed

According to the Ghana Voluntary National Review (VNR) 2025, every year, Ghana creates around 1.1 million tons of plastic waste . As seen in our infographic, only 5% of this waste is collected for recycling .  It is important to note that this 5% represents only the collection rate , meaning even this small fraction is not guaranteed to be successfully processed  into new products. This means the actual recycling rate might be lower. So, why is the potential for recycling cap

A 2024 report from the Ghana Statistical Service (GSS) reveals a central paradox at the heart of Ghana's economy. Informal Sector:  Employs 80%  of the workforce, yet produces only 27%  of the country's GDP. Formal Sector:  Employs only 20%  of the workforce, yet produces a staggering 73%  of the GDP. This is the core challenge: the vast majority of working Ghanaians are busy, but this effort is not translating into national wealth. The report itself notes that this imbalance