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If you feel like Ghanaian roads have become more dangerous lately, the numbers back you up. But the scariest part of the latest 2025 statistics isn't just that accidents are happening more often, it is that they have become far more deadly. According to provisional data from the National Road Safety Authority (NRSA) covering January to December 2025, the rate at which people are dying on our roads is rising almost two times faster  than the rate of the accidents themselves. H

2026 began with a bang for Ghanaian drivers.  What started as a competitive tussle between oil giants GOIL and Star Oil has spiraled into a full-blown price war. For the first time in a long while, we saw fuel prices drop to single digits, under GH¢10 per litre. The competition has gotten so fierce that GOIL, in a bid to win over drivers, has gone as far as serving free breakfast to customers at the pumps. With Star Oil leading the race in Cost Leadership, it's CEO dropped a

Across Ghana, getting water to flow consistently through household taps remains a major challenge. While some communities experience more severe shortages than others, the issue affects daily life nationwide. The situation is especially bad in the Accra-Tema Metropolitan Area (ATMA) . In a recent interview, the Managing Director of GWCL, Adam Mutawakilu , gave some eye-opening figures about the "bottleneck" in the capital. His data shows a massive gap between the water the ci

The dawn of January 16, 2026 , marked a historic turning point for Ghanaian consumers as petrol prices broke the "single-digit" barrier  for the first time in a long period. This milestone was reached when GOIL  slashed its petrol price to GH₵9.99  per litre at 150 selected stations, only to be undercut hours later by Star Oil , which dropped its rate to GH₵9.97  per litre. Driven by a 5.71% appreciation of the Ghana cedi  and falling international product prices, this shift

If you have stepped into the Kwame Nkrumah Circle, Madina, or Kaneshie terminals in the last few weeks, you’ve seen the same sight: hundreds of stranded passengers, long winding queues that don’t seem to move, and a palpable sense of desperation. In the middle of January 2026, Ghana is gripped by an acute transport crisis. Commuters are facing "artificial scarcity" as "trotro" drivers hoard vehicles to force unapproved fare hikes, and the state, the one entity supposed to pro

On January 12, 2026, the Governor of the Bank of Ghana (BoG), Dr. Johnson Pandit Asiama, sat before the Public Accounts Committee (PAC) to answer a question that has been dominating the airwaves: Where did the $214 million (GH₵2.6B) go? The session was intense. Lawmakers pressed for answers on reported "trading losses" within the national gold program, sparking a debate that goes beyond just accounting. Breaking down Ghana Gold Board's $214 M "Loss" Debate The Gatekeeper: Wh

Introduction Ghana has reached a pivotal moment in its economic recovery. Under the watchful eye of the International Monetary Fund (IMF), the government has recently concluded a $1.47 billion payment  aimed at settling legacy debts within the energy sector. But how did the "Gate of Africa" find itself in a billion-dollar "Take-or-Pay" trap? Breaking down Ghana's Legacy Energy Debt Settlement The Roots of the Crisis: From Dumsor to Debt Between 2012 and 2016, Ghana suffered

The landscape of global football is shifting, and African talent is the primary currency. As of January 2026, the market for African players has reached an all-time high, with the "Top 10" club now requiring a minimum entry fee of £55 million. Africa's Most Expensive Football Transfers The Reigning Kings: Osimhen and Pépé At the summit, the record remains shared. Victor Osimhen’s  move to Napoli and Nicolas Pépé’s  historic switch to Arsenal both sit at the £72 million mark.

The Ghana Stock Exchange (GSE) had a historic year in 2025, solidifying its place as the second-best performing stock market in Africa . This has proven that local investments can outpace inflation and build real wealth. If you had GH₵1,000  sitting in a savings account at the start of 2025, you might be surprised to see what that money could have grown into by the end of the year. Based on data from the Ghana Stock Exchange, 2025 was a year of massive growth for several loca

President John Dramani Mahama’s second term has now completed its first 365 days. During this period, Ghana experienced a range of policy reforms, economic measures, and national initiatives. The infographic below offers a visual summary of the key developments over the past year. Key Highlights of Mahama's 1st year in office (Jan 2025 - Jan 2026) Policy and Governance Trends The first year of Mahama’s second term saw notable governance changes aimed at streamlining governmen

After weeks of a strengthening Cedi and falling global oil prices, the "price reduction" we all hoped for has finally arrived. This morning, both GOIL and Star Oil made official announcements of major cuts at the pumps. GOIL Prices Today:  Petrol · ₵10.99  | Diesel · ₵11.96 Star Oil Prices Today:  Petrol · ₵10.56  | Diesel · ₵11.56 We at Finex Insights  looked back at the data from the past year, comparing the pump prices of Star Oil and GOIL. The infographic below illustrate

Introduction Cryptocurrency use in Ghana has grown steadily over the past decade, driven by mobile money adoption, cross-border payments, inflation concerns, and a digitally savvy youth population. Until recently, however, crypto activity operated largely in a regulatory grey zone. That is changing. Crypto in Ghana. What the new law means for you. In December 2025, Ghana passed the Virtual Asset Service Providers (VASPs) Bill , marking a major shift from informal usage to str

Ghana’s Constitutional Review Committee (CRC) has submitted a landmark set of proposals aimed at strengthening governance, accountability, democracy, and institutional independence. These recommendations, presented to the President, could significantly reshape how power is exercised and checked under the 1992 Constitution. This article explains the top 10 CRC recommendations we have sampled from the submitted report: Ghana's Constitution Review: Top 10 Recommendations 1. Exte

The Ghanaian economic landscape is shifting rapidly today as law enforcement celebrates a massive recovery of stolen funds while international borders tighten. From the record breaking crypto recovery by EOCO to the unexpected suspension of the US Green Card lottery, there is much for the average citizen to process. Parliament has also just passed a law that could fundamentally change how the Bank of Ghana manages our money. Let’s analyze today's data and emerging trends shap

Today’s data reflects a mix of relief at the fuel pumps and significant shifts in the country’s legal and regulatory landscape. While drivers are seeing a slight dip in petrol prices, the headlines are dominated by a major legal update regarding former Finance Minister Ken Ofori-Atta and a bold new direction for the banking sector. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market Movers: Petrol Prices See Marginal Relief The big new

On December 17, 2025, President Donald J. Trump signed a significant Proclamation expanding entry restrictions on foreign nationals. Citing the need to "protect the Nation from national security and public safety threats," the new order imposes stricter vetting and entry suspensions on countries identified as having deficient screening processes. While the Proclamation affects nations globally, the impact is heavily felt on the African continent. A total of 26 African countri

The holiday season is in full swing, and today's data reflects exactly where the Ghanaian consumer's focus lies. From the price of festive essentials like sparkling juice to massive shifts in the retail landscape, there is a lot to unpack. We are seeing major structural changes in how we shop, how we maintain national peace, and how our local industries fight for survival. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market Movers Toda

Christmas seems to be coming early for drivers and commuters, even as families navigate the cost of festive meals. Today’s data brings a mix of relief at the pumps and strategic moves in national security, creating a dynamic economic picture for December. While global oil trends are putting money back in our pockets, food staples like onions and cooking oil remain significant line items in the household budget. Let's analyze the latest data and emerging trends shaping Ghana's

If you look at the Ghanaian economy from a distance, you see a bustling hive of activity. But when you zoom in on the numbers, a fascinating and slightly worrying paradox emerges. Data from the 2024 Integrated Business Establishment Survey (IBES) Volume 2  released by the Ghana Statistical Service, and the data tells a story. As illustrated in our latest infographic below, Micro and Small businesses are carrying the weight of the nation's workforce , yet they are barely scrat

The mid-month economic picture for December 15, 2025, shows a currency probably under seasonal stress and a government juggling crises on multiple fronts. On the currency front, the Cedi is feeling the heat of the festive season, trading at GH¢11.49  to the Dollar. Beyond the charts, the news cycle is dominated by the desperate plea of Ghanaian students in the UK facing deportation, a sobering warning from Fitch about security risks in the North, and the arrest of a social me