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Ghana's Banking Market Share (2024): The 3 Biggest Insights Beyond the Numbers
Based on the latest PwC Ghana Banking Survey 2025 , the total deposit pool in Ghana's banking sector has surged to GHC266.73 billion . This represents a massive 32.2% increase from 2023. PwC 's survey is based on 20 participating banks out of the 23 licensed banks in Ghana . While the rankings, topped by EBG (14.3%) and GCB (13.0%) , are grabbing headlines, a simple list doesn't tell the whole story. We've analyzed the data to find the three biggest insights you need to kn
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Dec 4, 20253 min read


Inflation Cools to 6.3%, New SIM Registration Set for 2026, and CalBank’s Record Success
Today’s Cedi Board brings a mix of reassuring economic data and high-stakes administrative news. The headline story for your wallet is a significant drop in inflation to single digits, offering some relief to household budgets, while the Ghana Gold Coin continues its upward march. On the governance front, we are looking at a major announcement regarding SIM cards and a tense legal standoff involving the Office of the Special Prosecutor. Let's analyze the latest data and emerg
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Dec 4, 20254 min read


The North-South Divide: Investigating the National Split in Doctor Reporting Rates
The Ghana Health Service recently released data details the number of doctors posted by region versus the actual number that reported for duty. This gives a snapshot of where our newly qualified doctors are accepting to go and more importantly, where they are refusing to go. Below is a visualization of that data as of November 28, 2025, powered by Finex Insights. The Ghana Health Service posted a total of 463 medical officers to various regions across the country. As the dea
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Dec 3, 20255 min read


PURC Announces 2026 Tariff Increases; Health Ministry Issues Ultimatum to Doctors
Today’s Cedi Board brings news that directly affects the everyday Ghanaian, from upcoming changes in utility bills to strict new directives for healthcare workers. While the cost of government borrowing continues to drop significantly compared to last year, the conversation today is dominated by the PURC’s latest tariff adjustments and a new digital push to solve youth unemployment. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market M
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Dec 3, 20254 min read


BoG Prepares for Non-Interest Banking, STC to Expand Fleet, and WAEC Analyzes Performance Drops
Today’s market data presents a notable relief for the construction sector, with significant price drops in key building materials compared to earlier in the year. Beyond the commodities market, the financial landscape is poised for diversification as the Bank of Ghana moves toward licensing non-interest banks, while the education sector grapples with the specific causes behind the recent dip in WASSCE performance. Let's analyze the latest data and emerging trends shaping Ghan
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Dec 2, 20254 min read


Fuel Hikes, T-Bill Rally, and the Bawku Verdict: Analyzing the Market Impact of Dec 1
Today's financial landscape presents a complex mix: rising fuel prices and renewed confidence in the government debt market. While the Cedi continues to trade above the 11.00 mark against the US dollar, citizens face an immediate increase in pump prices starting today. Concurrently, the government’s treasury bill auction has seen a significant resurgence in investor demand after weeks of stagnation, signaling a shift in liquidity dynamics. Beyond the markets, the nation turns
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Dec 1, 20254 min read


The 2024 Visitor Blueprint: Strategic Insights for Cashing In on "December in Gh" 2025
As we stand on the threshold of December 2025, businesses across Ghana are gearing up for the busiest weeks of the year. While we cannot predict the future with 100% certainty, we can look to the immediate past for the most reliable roadmap we have: the 2024 Tourism Report . The data from last year provides a clear "Visitor Blueprint" :a profile of who came, how long they stayed, and what they spent. By analyzing the 2024 traveler, businesses can make intelligent, data-backed
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Nov 28, 20252 min read


GoldBod Revenue Hits GH¢691m as Banking Sector Non-Performing Loans Decline to 19.5%
Today’s financial data presents a distinct picture of recovery and consolidation across key sectors. The markets are reacting to a mix of rising commodity values and a significant jump in the Ghana Stock Exchange Composite Index. Beyond the trading charts, the economic narrative is dominated by robust Q3 earnings from the Gold Board and a notable improvement in banking asset quality, even as the nation observes a solemn state funeral. Let's analyze the latest data and emergin
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Nov 28, 20254 min read


The Persistence of Power: Mapping the Duration of Military Rule in Africa's Current Military States
On November 26, 2025, the military in Guinea-Bissau dissolved the government, adding another nation to the growing list of African countries under military leadership. As of today, seven African nations are under active military rule. More importantly, the data indicates that these are not short-term interim governments, but entrenched regimes with multi-year tenures. Our latest infographic visualizes this shift, highlighting both the geographic spread and the duration of
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Nov 27, 20252 min read


BoG Cuts Policy Rate to 18% as Parliament Abolishes COVID-19 Levy
Today's news highlights substantial shifts in Ghana's fiscal and monetary framework. The Bank of Ghana has announced a major reduction in the policy rate to stimulate the economy, while Parliament has successfully passed the bill to repeal the COVID-19 Health Recovery Levy. Alongside these significant domestic policy changes, regional attention is fixed on the political instability in Guinea-Bissau. Meanwhile savvy investors are encouraged to look toward seasonal opportunitie
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Nov 27, 20254 min read


IGP Tenure Extended, Teacher Allowances Delayed, and Goil Shares Hit Historic Highs
Today's data shows some breakfast items seeing significant price increases over the last eight months. On the national front, the government seeks stability in security operations through a contract extension for the IGP, while the education sector faces administrative hurdles regarding allowance payments and intensified debates over religious freedoms. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market Movers: The Rising Cost of Brea
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Nov 26, 20254 min read


BoG Reserves Hit $11.41bn Amidst Cocoa Sector Reform Pressure from EU
The Cedi Board for today, November 25, 2025, presents a dynamic picture of Ghana’s economic fundamentals, policy challenges, and social discourse. The stability in the prices of core imported goods like Titus Sardine (GH₵12.00) and Oba Spaghetti 400g (GH₵8.00) offers a measure of consumer consistency, even as Rambo Beef Pate sees a significant year-on-year price jump of 41.18% to GH₵24.00. This mixed inflationary signal occurs against a backdrop of strengthening internatio
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Nov 25, 20254 min read


Ghana’s Plastic Problem: Why Only 5% of 1.1 Million Tons Is Collected for Recycling
According to the Ghana Voluntary National Review (VNR) 2025, every year, Ghana creates around 1.1 million tons of plastic waste . As seen in our infographic, only 5% of this waste is collected for recycling . It is important to note that this 5% represents only the collection rate , meaning even this small fraction is not guaranteed to be successfully processed into new products. This means the actual recycling rate might be lower. So, why is the potential for recycling cap
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Nov 24, 20253 min read


US Removes Tariffs on Ghanaian Exports as EC Chairperson Faces Removal Petition
Today's Cedi Board highlights a slight depreciation in the Cedi against major trading partners alongside significant shifts in trade policy and governance. While the forex market shows a month-on-month upward trajectory for the Dollar, Euro, and Pound, the broader economic landscape is reacting to the removal of U.S. tariffs on key Ghanaian agricultural exports. Simultaneously, the governance space is absorbing the implications of a formal petition lodged against the Electora
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Nov 24, 20254 min read


Sugar in Baby Foods: What Public Eye’s Investigation Reveals About Cerelac Products Sold Across Africa
New evidence is sparking conversations across the continent about the quality of baby foods sold in African markets. A major investigation by the international watchdog Public Eye has revealed high levels of added sugar in Nestlé’s Cerelac infant cereals sold across 20 African countries raising health concerns for millions of parents. In this article, we break down what the findings mean, the countries most affected, why the debate matters, and what global health experts
bernard boateng
Nov 22, 20253 min read


From Ghana Gold Coin to GoldBod Tablets : Tracking Market Shifts Amid Obuasi Headlines
Today's Cedi Board for November 21, 2025, draws our attention to a fascinating evolution in Ghana's domestic gold market and a complex mix of social headlines centered on the name "Obuasi." We see the juxtaposition of the established Ghana Gold Coin, introduced in November 2024, against the newly launched GoldBod Jewellery tablet, a November 2025 entrant. Simultaneously, the news cycle is dominated by two separate but trending events involving "Obuasi," requiring a clear dist
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Nov 21, 20254 min read


ECOWAS Court Rules on Torkornoo, New Digital Road Tolls Announced, and Diesel Prices Surge
Today's data points to significant upward shifts in the energy sector, with diesel prices recording noticeable increases across major Oil Marketing Companies (OMCs). Beyond the pumps, the national narrative is dominated by the ECOWAS Court’s latest decision regarding former Chief Justice Torkornoo, alongside a major government announcement concerning the reintroduction of road tolls in 2026. Simultaneously, equity markets are showing robust performance with Ecobank reaching n
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Nov 20, 20254 min read


OSP Charges Former Finance Minister as Goil Shares Surge to an All-Time High
Today’s economic and legal landscape presents a stark mix of courtroom drama, market optimism, and tragic news from the mining sector. Public discourse is dominated by the Office of the Special Prosecutor’s (OSP) move to formally charge former Finance Minister Ken Ofori-Atta. Simultaneously, consumers are navigating a complex pricing environment where some staples are rising while others offer slight relief. Let's analyze the latest data and emerging trends shaping Ghana's ec
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Nov 19, 20253 min read


GAF To Resume Recruitment in Accra, Anti-Galamsey Raids Intensify in Obuasi, and Ghana-Qatar Visa Talks Underway
Today’s market data highlights a divergent trend within the cereal category, where imported oats have recorded a notable price surge while staples like wheat and Ekuegbemi display continued price stability. On the national front, public attention is focused on the resumption of the Ghana Armed Forces recruitment process following a suspension, alongside intensified security operations against illegal mining in the Ashanti Region. Additionally, diplomatic channels have opened
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Nov 18, 20254 min read


Ghana's Informal Sector Paradox: Why 80% of Workers Only Make 27% of the GDP
A 2024 report from the Ghana Statistical Service (GSS) reveals a central paradox at the heart of Ghana's economy. Informal Sector: Employs 80% of the workforce, yet produces only 27% of the country's GDP. Formal Sector: Employs only 20% of the workforce, yet produces a staggering 73% of the GDP. This is the core challenge: the vast majority of working Ghanaians are busy, but this effort is not translating into national wealth. The report itself notes that this imbalance
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Nov 17, 20254 min read
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