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Carrying the Workforce on Low Revenue: Ghana’s Micro & Small Firms
If you look at the Ghanaian economy from a distance, you see a bustling hive of activity. But when you zoom in on the numbers, a fascinating and slightly worrying paradox emerges. Data from the 2024 Integrated Business Establishment Survey (IBES) Volume 2 released by the Ghana Statistical Service, and the data tells a story. As illustrated in our latest infographic below, Micro and Small businesses are carrying the weight of the nation's workforce , yet they are barely scrat
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Dec 15, 20253 min read


UK Scholarship Crisis Deepens, Fitch Warns of Security Risks and Cedi Slides Under Christmas Pressure
The mid-month economic picture for December 15, 2025, shows a currency probably under seasonal stress and a government juggling crises on multiple fronts. On the currency front, the Cedi is feeling the heat of the festive season, trading at GH¢11.49 to the Dollar. Beyond the charts, the news cycle is dominated by the desperate plea of Ghanaian students in the UK facing deportation, a sobering warning from Fitch about security risks in the North, and the arrest of a social me
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Dec 15, 20255 min read


The Battle for Kpandai: How Voting Patterns Tell the Story of a Swing Constituency
Kpandai’s electoral history mirrors a broader political shift seen across parts of Ghana: the gradual erosion of dominant-party strongholds and the rise of competitive swing constituencies. From 2000 to 2024, voting data from the Electoral Commission of Ghana reveals how margins tightened, candidates evolved, and voter behavior shifted. The Battle for Kpandai 2000–2004: The Era of Dominance In the early years of the Fourth Republic, Kpandai was firmly in the grip of the NDC.
bernard boateng
Dec 14, 20251 min read


Daddy Lumba in Numbers
A Data Tribute to Ghana’s Enduring Music Legend Ghana has lost one of its greatest musical voices. Charles Kwadwo Fosu, known to generations as Daddy Lumba , passed away in July 2025 , bringing to a close a career that shaped the sound, language, and emotional texture of Ghanaian music for over three decades. This tribute tells his story the way Finex Insights does best, through numbers, milestones, and cultural impact . Life of Daddy Lumba (Charles Kwadwo Fosu) in Numbers A
bernard boateng
Dec 13, 20253 min read


Parliament Legalizes Okada, SSNIT Sets New Pension Rules, and Noguchi’s HIV Breakthrough
Today's economic landscape is shifting fast with major updates affecting everything from social security to daily transportation. Major policy changes are underway with the legalization of "Okada" and new SSNIT renewal protocols, alongside a promising medical discovery from Noguchi that could redefine HIV care. These headline-grabbing stories are sparking conversations across the country, from market centers to corporate boardrooms. Let's analyze the latest data and emerging
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Dec 12, 20254 min read


Aviation Taxes Scrapped, Lithium Deal Withdrawn, and the 'Shrinkflation' Hitting Your Wallet
Today’s economic update is a story of shrinking products and expanding policies. While consumers are grappling with smaller juice boxes for the same price, major shifts are happening at the top: a controversial lithium deal has been pulled for a better bargain, and travelers can look forward to significantly cheaper regional flights by 2026. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market Movers: The "Shrinkflation" Reality Today's
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Dec 11, 20255 min read


Ghana’s 6-Year Learning Gap: Why 12 Years in School Doesn't Mean 12 Years of Learning
Imagine paying for a full-sized pizza but opening the box to find only half a pizza inside. You’d feel cheated, right? According to a major World Bank report, available here , this is essentially what is happening with education in Ghana. The data reveals a shocking statistic: while a Ghanaian child is expected to spend 12.1 years in school, they only walk away with 6 years' worth of actual learning . Economists call this "Learning-Adjusted Years of Schooling" (LAYS) . In si
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Dec 10, 20253 min read


Ghana Protests Israel's Ill Treatment & CID Seizes GH¢1.2m in Forex Raid
Today's data presents a mix of relief and rising tension for the Ghanaian public. While fuel prices at major pumps remain unexpectedly stable despite earlier predictions of a hike, the national conversation is dominated by a serious diplomatic row and a major clampdown on illegal currency trading. The atmosphere is further charged by significant movements in the stock market where GCB stocks are rallying. Let's analyze the latest data and emerging trends shaping Ghana's econo
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Dec 10, 20254 min read


Africa’s Energy Dilemma: Sun-Rich but Capital-Poor
As visualized by Finex Insights, Africa holds about 60% of the world’s solar resources . Yet, in 2025, Africa receives less than 3% of global energy investment , according to the UN Economic Commission for Africa (UNECA) . At the same time, over 600 million Africans still live without electricity . This is Africa’s solar investment paradox. So why does a continent overflowing with sunshine struggle to attract investment in energy infrastructure? The answer is not one thing, b
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Dec 9, 20254 min read


Labour Rejects Tariff Hikes and Government to Deploy 60,000 Security Cameras
Today’s Cedi Board shows a all major foreign currencies jumping by over 5% compared to late October. While our wallets begin to feel that pressure, the news cycle is heating up with Organized Labour fighting new utility tariffs that threaten to erase recent wage gains. We also see major updates on national security infrastructure and a return to peace in the Savannah Region. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market Movers Th
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Dec 9, 20254 min read


Ghana's Banking Market Share (2024): The 3 Biggest Insights Beyond the Numbers
Based on the latest PwC Ghana Banking Survey 2025 , the total deposit pool in Ghana's banking sector has surged to GHC266.73 billion . This represents a massive 32.2% increase from 2023. PwC 's survey is based on 20 participating banks out of the 23 licensed banks in Ghana . While the rankings, topped by EBG (14.3%) and GCB (13.0%) , are grabbing headlines, a simple list doesn't tell the whole story. We've analyzed the data to find the three biggest insights you need to kn
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Dec 4, 20253 min read


Inflation Cools to 6.3%, New SIM Registration Set for 2026, and CalBank’s Record Success
Today’s Cedi Board brings a mix of reassuring economic data and high-stakes administrative news. The headline story for your wallet is a significant drop in inflation to single digits, offering some relief to household budgets, while the Ghana Gold Coin continues its upward march. On the governance front, we are looking at a major announcement regarding SIM cards and a tense legal standoff involving the Office of the Special Prosecutor. Let's analyze the latest data and emerg
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Dec 4, 20254 min read


The North-South Divide: Investigating the National Split in Doctor Reporting Rates
The Ghana Health Service recently released data details the number of doctors posted by region versus the actual number that reported for duty. This gives a snapshot of where our newly qualified doctors are accepting to go and more importantly, where they are refusing to go. Below is a visualization of that data as of November 28, 2025, powered by Finex Insights. The Ghana Health Service posted a total of 463 medical officers to various regions across the country. As the dea
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Dec 3, 20255 min read


PURC Announces 2026 Tariff Increases; Health Ministry Issues Ultimatum to Doctors
Today’s Cedi Board brings news that directly affects the everyday Ghanaian, from upcoming changes in utility bills to strict new directives for healthcare workers. While the cost of government borrowing continues to drop significantly compared to last year, the conversation today is dominated by the PURC’s latest tariff adjustments and a new digital push to solve youth unemployment. Let's analyze the latest data and emerging trends shaping Ghana's economic landscape. Market M
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Dec 3, 20254 min read


BoG Prepares for Non-Interest Banking, STC to Expand Fleet, and WAEC Analyzes Performance Drops
Today’s market data presents a notable relief for the construction sector, with significant price drops in key building materials compared to earlier in the year. Beyond the commodities market, the financial landscape is poised for diversification as the Bank of Ghana moves toward licensing non-interest banks, while the education sector grapples with the specific causes behind the recent dip in WASSCE performance. Let's analyze the latest data and emerging trends shaping Ghan
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Dec 2, 20254 min read


Fuel Hikes, T-Bill Rally, and the Bawku Verdict: Analyzing the Market Impact of Dec 1
Today's financial landscape presents a complex mix: rising fuel prices and renewed confidence in the government debt market. While the Cedi continues to trade above the 11.00 mark against the US dollar, citizens face an immediate increase in pump prices starting today. Concurrently, the government’s treasury bill auction has seen a significant resurgence in investor demand after weeks of stagnation, signaling a shift in liquidity dynamics. Beyond the markets, the nation turns
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Dec 1, 20254 min read


The 2024 Visitor Blueprint: Strategic Insights for Cashing In on "December in Gh" 2025
As we stand on the threshold of December 2025, businesses across Ghana are gearing up for the busiest weeks of the year. While we cannot predict the future with 100% certainty, we can look to the immediate past for the most reliable roadmap we have: the 2024 Tourism Report . The data from last year provides a clear "Visitor Blueprint" :a profile of who came, how long they stayed, and what they spent. By analyzing the 2024 traveler, businesses can make intelligent, data-backed
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Nov 28, 20252 min read


GoldBod Revenue Hits GH¢691m as Banking Sector Non-Performing Loans Decline to 19.5%
Today’s financial data presents a distinct picture of recovery and consolidation across key sectors. The markets are reacting to a mix of rising commodity values and a significant jump in the Ghana Stock Exchange Composite Index. Beyond the trading charts, the economic narrative is dominated by robust Q3 earnings from the Gold Board and a notable improvement in banking asset quality, even as the nation observes a solemn state funeral. Let's analyze the latest data and emergin
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Nov 28, 20254 min read


The Persistence of Power: Mapping the Duration of Military Rule in Africa's Current Military States
On November 26, 2025, the military in Guinea-Bissau dissolved the government, adding another nation to the growing list of African countries under military leadership. As of today, seven African nations are under active military rule. More importantly, the data indicates that these are not short-term interim governments, but entrenched regimes with multi-year tenures. Our latest infographic visualizes this shift, highlighting both the geographic spread and the duration of
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Nov 27, 20252 min read


BoG Cuts Policy Rate to 18% as Parliament Abolishes COVID-19 Levy
Today's news highlights substantial shifts in Ghana's fiscal and monetary framework. The Bank of Ghana has announced a major reduction in the policy rate to stimulate the economy, while Parliament has successfully passed the bill to repeal the COVID-19 Health Recovery Levy. Alongside these significant domestic policy changes, regional attention is fixed on the political instability in Guinea-Bissau. Meanwhile savvy investors are encouraged to look toward seasonal opportunitie
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Nov 27, 20254 min read
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